Admin Checking your bank balance regularly is important for financial management. Indian bank customers have many convenient ways to check their balance. Mobile, online, phone, and ATM banking let you check your bank balance in minutes.
These tips will help you check your account balance with major Indian banks quickly and easily:
Mobile banking apps
Using the Indian bank’s smartphone app to check your balance is easy. Indian bank offers free iOS and Android apps. You can securely check balances, transactions, bills and more on the go with the apps. Mobile banking lets you check balances instantly, anywhere. Download your bank’s app for the best experience. Allow fingerprint or face unlock for quick access.
Net Banking Login
If you prefer a desktop or laptop, you can check your balance via the bank’s online banking portal. You can easily find the Indian Bank net banking website online. Bookmark the page for later access. Net banking lets you check balances, transfer funds, pay bills and track account activity from one secure dashboard. Receive real-time balance updates via SMS or email. Make sure your computer has the latest security patches before net banking.
Use Missed Call Services
Missed call service from Indian bank send account balances via SMS. Register your mobile number through net banking to use this feature. Make a missed call to the bank’s number. Automatic SMS balance details will arrive in seconds. This is a fast, free way to check balance without the internet. Save the missed call number in your contacts for quick dialling.
Call PhoneBanking
Phone banking number from the bank let you check bank balances. Use voice recognition, account information, or debit card numbers to authenticate. Phone banking representatives will report your balance and transactions. If you can’t access mobile or internet banking, this can help. 24/7 phone banking. Keep bank helplines in your address book.
ATM Account Balance Enquiry
You can check your balance 24/7 at the ubiquitous ATM. Enter your debit card and PIN. Select ‘Account Balance Enquiry’ or similar on the menu. The ATM shows and prints your balance. This allows quick balance checks, but ATM balance may not reflect recent transactions. Find the nearest ATM on maps to check balance in person. Avoid shoulder surfers when checking ATM balances.
Check Passbook and SMS Alerts
Physical passbook is updated when you bring them in the Indian bank branch. Passbook entries show current balances and transactions. Enable SMS alerts for automatic balance updates on major credits/debits or minimum balances. Passbook and SMS alerts help you track your balance. Bring your passbook to the branch. Update SMS alert mobile number if changed.
Link accounts to see consolidated balance
Many people have multi-bank accounts. Linking accounts via net banking provides a consolidated view. This shows your total balance across linked accounts, making it easier to track your funds. Multiple account checks are eliminated with consolidated balance. Update links when creating new accounts. Compare consolidated balance to account statements.
Mobile wallets for small balances
Paytm, PhonePe, Amazon Pay, Google Pay, etc. can display account balances quickly. These show the latest balances immediately upon app launch. You can top wallets and set balance reminders. Keep your mobile wallet full for daily transactions. Avoid large mobile wallet deposits for safety.
Check Account Statement Balances
Digital or paper bank statements show current balances for each statement period. Checking closing balances in recent statements gives an accurate fund position for record-keeping. Digital account statements are available from the bank. Check statements and passbooks regularly. Print/save statements for reference.
Talk to Virtual Assistant
Like other banks, Indian Bank offers virtual assistants on their websites and apps. General balance inquiries can be answered instantly via chat 24/7. Virtual assistants help with balance checking. Ask the bot politely.
Conclusion
Technology makes bank balance inquiries easier than ever. Use the above tips to check your account balance quickly. Staying informed prevents bank account overdrawn and missing funds.
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